Being a Montana gal Iíve learned some smart things to do to prepare yourself, and your car, for winter driving.† In addition to some of the things you should pack in your car in the event of a winter travel emergency, you might give some thought to checking your insurance policy for the following reasons:
Some folks will add Comprehensive and Collision coverage to their auto insurance policy during the difficult winter driving months.† In the event you have an accident that damages your car, and possibly you slid in to something or tangled with an uninsured motorist, having Comprehensive and Collision coverage Ė also known as Physical Damage Insurance Ė will allow you to get your car fixed.† You will, of course, have to pay your deductible but youíll be back in the road after repairs are made.† That certainly beats a bus ticket!
What about Towing and Roadside Assistance?†
Check your policy or call your agent to see if this coverage is on your policy, or is available to you.† Often times it can be added at very reasonable cost so itís certainly worth asking about.
Take a look at these Cold Weather Driving Safety Tips, and also of list of things the Montana Department of Transportation suggests you carry in your vehicle for winter driving.† Take care, and be safe!
Cold Weather Driving Safety Tips
Check your tires for adequate tread life and that they are properly inflated.
Make sure your spare is ready to use.
Carry an ice scraper and snow brush - make time to properly clear your windows.
Check for proper antifreeze level.
What condition are your windshield wiper blades in? Do they need to be replaced?
You may choose to carry a small snow shovel and a bag of cat litter in your trunk to use for traction if you get stuck.
- If you are traveling be sure to take "comfort items" in the event you are stranded in your car - blanket, hat, gloves, and snacks for example.
The Montana Department of Transportation offers a vast amount of information regarding safe winter driving. Visit their website at http://www.mdt.mt.gov
to download their Montana Disaster & Emergency Survival Guide. Here are some of the items they suggest that you pack in your emergency travel kit for winter driving.
Darnielle Insurance is available to answer your questions.
We are located at 1320 28th Street West, Billings, MT 59102.
Give us a call at 406-652-4180.
Start a Quote Online
We'll Shop Around So You Don't Have To
Start a quote by filling out our online application providing us with the basic information we need to perform a quote. It only takes a few minutes and we'll respond within
one business day.
- Dec 18, 2017 08:00am
Talk About Full Service
- Mar 23, 2017 11:40am
Winter is Loosening its Grip...
- Nov 06, 2016 04:10pm
- Oct 11, 2016 09:57pm
Phishing, Don't Take the Bait
- Aug 05, 2016 03:04pm
Your Home may be Underinsured
- Jul 06, 2016 04:23pm
Do You Volunteer Your Time AND Insurance?
- Apr 15, 2016 08:49pm
Home Improvement Season!
- Feb 26, 2016 09:17am
Wow... Uber is coming to Montana!
- Jan 02, 2016 05:02pm
Hey "Sled-Heads" are you ready to go "Billing?"
- Nov 12, 2015 09:02pm
Reducing Your Insurance Costs ... Distinguishing Bad Advice from Good Advice