(406) 652-4180 • 1320 28th Street West, Billings, MT

Who We Are

Darnielle Insurance is a second generation, family owned business started in 1986 servicing Billings, MT and surrounding areas. We are an independent insurance agency with the ability to shop various providers to offer you a choice of insurance products.


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Darnielle Insurance Staff

Our staff at Darnielle Insurance is dedicated to customer service. We are here to help answer your questions.

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Charlotte Lyman


I joined Darnielle Insurance in 2011, and the best part of my job as an agent is the interaction with my clients. I truly believe that customer service, of a hands on nature - come and sit at my desk and let's have a discussion about your insurance needs - is very important in this line of work. I am fortunate to work with an amazing group of people who are like family to me. I have two grown children and four grandchildren that I adore. Family is such a big part of my life and I enjoy spending as much time with them as I can. Staying healthy is also an important priority for me and always has been. I also enjoy participating in the Montana Women's Run, Heart and Sole Run, outdoor events, enjoying music and gardening, and spending time with my Dad. I love our community and all it has to offer here and throughout our great State.

The Value of Having a Trusted Choice Local Agent

Our team is here to help you! A local insurance agent is able to provide you personalized advice for your individual or family situation while helping you navigate complicated insurance policies. Local agents also provide you the peace of mind in the event of a disaster or accident.

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Shop Multiple Companies


Our independent insurance agents work for you, not the insurance companies. And the best part… it doesn’t cost you anything.


Get the Best Price


When you have options from multiple insurance companies, it’s easier to find the best coverage at the right price.


Local Service


There’s an independent agent in every city. This means they understand the insurance coverage you need most.

Must Read Articles

Find Helpful Information and Articles from Darnielle Insurance

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Top 10 Reasons You Need Cyber Liability Insurance

No matter what type of business you run, where you’re located, or how much time you spend online – your business needs Cyber Liability Insurance.

 business   risk  

Protecting Yourself from the Uninsured and Underinsured Driver

With over 29 million uninsured drivers in the US what can you do to protect yourself?

 service   auto  

Why Should I Have a Personal Umbrella Policy?

The main purpose of an umbrella policy is to protect you and your assets from the financial fallout of certain unforeseen events but are they worth it?

 home   risk  

Replacement Cost vs. Taxable Value vs. Real Estate Market Value – What's The Difference?

I often get asked this question by customers! Trying to figure out what each of these separate values mean, in relation to your home or commercial building, can be very confusing! To better understand the differences, here's a quick breakdown!

 service   home  

Our Insurance Partners

— Protecting Everything You Value Most —

Darnielle Insurance is available to answer your questions. We are located at 1320 28th Street West, Billings, MT 59102. Give us a call at 406-652-4180.

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