Online Resources
Find helpful information and articles from Darnielle Insurance.
Start a Quote Online Find an Agent
Articles Filtered By Tag: Property
Show AllReplacement Cost vs. Taxable Value vs. Real Estate Market Value – What's The Difference?
Posted: 01/03/2024I often get asked this question by customers! Trying to figure out what each of these separate values mean, in relation to your home or commercial building, can be very confusing! To better understand the differences, here's a quick breakdown!
How Home Replacement Costs are Affecting Home Insurance
Posted: 12/14/2022Home insurance is based on the cost to rebuild and replace your home, not its market value.
Your Home may be Underinsured
Posted: 08/05/2016You pay for home insurance to avoid incurring large out-of-pocket expenses after something damages your house and personal property.
Do You Volunteer Your Time AND Insurance?
Posted: 07/06/2016If a volunteer endeavor goes bad, would a volunteer board member have coverage against a lawsuit under his or her homeowner's policy?
Home Improvement Season!
Posted: 04/15/2016Be cautious when selecting a contractor to work for you when making repairs or improvements to your home. A couple of things you should know...
What should I know when buying my Condominium Unit Owners policy?
Posted: 10/05/2015It is important to know that your role as a unit owner is spelled out in your association documents, namely the By-Laws and Declarations. If you can't lay your hands on a copy you should ask a member of your association board for one.
Claims—Surviving the Storm
Posted: 12/02/2014Common questions after damage from the hail storm.
Do you have Coverage for Sewer or Drain Backups?
Posted: 06/01/2014Were you aware that not all home owner and business owner insurance policies contain coverage for damage caused by sewer or drain backup?
Don't get Bit by your Home Insurance Policy
Posted: 03/25/2014Just like people, dogs have their good days and bad days. Dog bites can be serious, resulting in severe injuries or even death, as well as emotional damage.
Burglars Are Watching!
Posted: 11/25/2013On Mother's Day weekend our house was robbed. Learn from our experience!
Getting to Know Your Homeowner's Policy
Posted: 09/12/2012The standard homeowners form used by the insurance industry today covers many water related claims, mainly from water that is "supposed to be in your home."
Why Should I Have a Personal Umbrella Policy?
The main purpose of an umbrella policy is to protect you and your assets from the financial fallout of certain unforeseen events but are they worth it?
home riskReplacement Cost vs. Taxable Value vs. Real Estate Market Value – What's The Difference?
I often get asked this question by customers! Trying to figure out what each of these separate values mean, in relation to your home or commercial building, can be very confusing! To better understand the differences, here's a quick breakdown!
service homeHow Home Replacement Costs are Affecting Home Insurance
Home insurance is based on the cost to rebuild and replace your home, not its market value.
homeYour Home may be Underinsured
You pay for home insurance to avoid incurring large out-of-pocket expenses after something damages your house and personal property.
homeDo You Volunteer Your Time AND Insurance?
If a volunteer endeavor goes bad, would a volunteer board member have coverage against a lawsuit under his or her homeowner's policy?
homeHome Improvement Season!
Be cautious when selecting a contractor to work for you when making repairs or improvements to your home. A couple of things you should know...
homeWhat should I know when buying my Condominium Unit Owners policy?
It is important to know that your role as a unit owner is spelled out in your association documents, namely the By-Laws and Declarations. If you can't lay your hands on a copy you should ask a member of your association board for one.
homeDo you have Coverage for Sewer or Drain Backups?
Were you aware that not all home owner and business owner insurance policies contain coverage for damage caused by sewer or drain backup?
homeDon't get Bit by your Home Insurance Policy
Just like people, dogs have their good days and bad days. Dog bites can be serious, resulting in severe injuries or even death, as well as emotional damage.
homeBetter Personal Property Protection
A Scheduled Personal Property endorsement is tailored to meet your specific needs, and protects your things that have unique and often high values.
homeBurglars Are Watching!
On Mother's Day weekend our house was robbed. Learn from our experience!
homeGetting to Know Your Homeowner's Policy
The standard homeowners form used by the insurance industry today covers many water related claims, mainly from water that is "supposed to be in your home."
homeHome Coverages You Never Knew you Needed
Safeco Insurance Company is now offering this optional coverage to its homeowner's clients for only $2 a month.
homeTop 10 Reasons You Need Cyber Liability Insurance
No matter what type of business you run, where you’re located, or how much time you spend online – your business needs Cyber Liability Insurance.
business riskProtecting Yourself from the Uninsured and Underinsured Driver
With over 29 million uninsured drivers in the US what can you do to protect yourself?
service autoWhy Should I Have a Personal Umbrella Policy?
The main purpose of an umbrella policy is to protect you and your assets from the financial fallout of certain unforeseen events but are they worth it?
home riskReplacement Cost vs. Taxable Value vs. Real Estate Market Value – What's The Difference?
I often get asked this question by customers! Trying to figure out what each of these separate values mean, in relation to your home or commercial building, can be very confusing! To better understand the differences, here's a quick breakdown!
service homeOur Insurance Partners
— Protecting Everything You Value Most —
Darnielle Insurance is available to answer your questions. We are located at 1320 28th Street West, Billings, MT 59102. Give us a call at 406-652-4180.