1. A Cyber-Attack happens every 20 seconds.
2. Nearly all businesses are at risk.
3. Cyber risks are constantly changing.
4. A Data Breach can be devastating.
5. Hackers are highly organized.
6. You don't have to run a big business to be a target.
7. Cyber Liability coverage costs less than many other types of insurance.
8. You don't have to be targeted by a criminal.
9. Businesses don't often budget for this risk.
10. Cyber Insurance covers a broad range of costs associated with cyber risk.

In conclusion, no matter what type of business you run, where you're located, or how much time you spend online – your business needs Cyber Liability Insurance. Contact your local agent for opportunities to insure this risk.

Cyber Claim Exposures:

• Ransomware & Cyber Extortion
• Phishing – Social Engineering
• Stolen Laptops
• Point-of-Sale credit card data "skimmed."
• Malware

Article By: Robyn Allison, Commercial Agent at Darnielle Insurance