A Scheduled Personal Property endorsement is tailored to meet your specific needs, and protects your things that have unique and often high values.
Your home owners insurance covers the contents of your home, but can have certain internal limitations quite often for the peril of Theft, for items such as: jewelry, artwork, guns, collectibles, and various other items.
For better protection of your valuable items you may want to add the Scheduled Personal Property endorsement to your home insurance policy. Policies for renters are also considered home insurance, and many allow scheduling.
What is special when scheduling property is that it overcomes limitations for theft if your property is stolen, and can even broaden your coverage to include accidental loss such as loosing a diamond ring down the sink drain, or accidental damage to an item of artwork. How about the loss of an expensive hearing aid?
You can add this coverage at any time to your home owner's policy, and give yourself that added peace of mind.
Please contact us if you have any questions, or would like a quote.
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Home insurance is based on the cost to rebuild and replace your home, not its market value.home
Darnielle Insurance is available to answer your questions. We are located at 1320 28th Street West, Billings, MT 59102. Give us a call at 406-652-4180.