Were you aware that not all home owner and business owner insurance policies contain coverage for damage caused by sewer or drain backup? You may have to purchase a specific endorsement that would add this to your policy.
Sewer or drain backup can lead to disease, destruction of your valuables, damage to your home or business and can even result in electrical malfunctions. Prompt cleanup of the affected property can help minimize the inconvenience and prevent mold and further damage, therefore having a limit of coverage on your policy could help to expedite your recovery.
If you are not sure whether you have this coverage please give us a call. We can investigate your current coverage, and provide a quote if necessary to add it to your policy.
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Home insurance is based on the cost to rebuild and replace your home, not its market value.home
Darnielle Insurance is available to answer your questions. We are located at 1320 28th Street West, Billings, MT 59102. Give us a call at 406-652-4180.