It's Friday at 5:00 and you're looking forward to meeting friends for dinner. You pack up your laptop, put it in your car, and head off for an evening out. You get back to your car and find that your window has been shattered and your laptop, camera and collection of CDs are missing. Does this nice evening turn bad? Not necessarily...
The common thought is that the insurance policy covering your vehicle should pay for these things. That thought is wrong and you will be headed for a big disappointment. You may use the Comprehensive coverage on your auto policy to repair the broken window, however coverage for your items of personal property will not be found here.
Did you know that your laptop, camera and CD's would be covered under your homeowners or renters insurance policy? If you do not own your home, please investigate a renter's insurance policy as they can be quite affordable, and offer personal liability protection as well as covering your property.
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Darnielle Insurance is available to answer your questions. We are located at 1320 28th Street West, Billings, MT 59102. Give us a call at 406-652-4180.