Be it a boat, motorcycle, ATV, RV or travel trailer the opportunities for warm weather fun seem endless.

Before every adventure comes the checklist of things to take along - food and beverage of course, cooking gear, cameras, audio and video entertainment equipment, fishing equipment. It could be a pretty big list.

But an indispensable item on the list should be insurance.

Protecting Against, What if?

Just as automobiles carry risks with their use, so do our toys. Expensive things, often moving very fast, can bump into each other and when they do there is sure to be an economic consequence that insurance can easily deal with. Insurance can pay to repair your toy, or, if you have damaged someone's property your policy can pay for that too. Should someone be injured insurance can pay these costs as well, or pay for repairs to your toy if Mr. Hail pays it a call.

And what about all the gear you bring along?

Insurance can cover that whether you are packing it in your RV, boat or even in the bags on your motorcycle.

Insurance can even pay for a rescue party if you get stranded on the side of the road with a flat tire, or out on the lake with a mechanical breakdown.

So, before you head out for your summer fun, consult with your independent insurance agent. When you do you can play with peace of mind.

Have fun and stay safe!